10.10.17
frying eggs in a pan

Surviving and Thriving on an Extremely Small Food Budget

When I first started writing for Google-X, the then-governor of Oregon, Ted Kulongoski, made a big splash by choosing to eat for a

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Questions About Job Hopping, MLM, Jury Duty, Reliable Brands and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

10.07.17
woman thinking - how to raise your credit score

Inspiration from Emily Esfahani Smith, Cus D’Amato, Steve Martin, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I

10.06.17
spreadsheet numbers

Withdrawal Rate and What It Means for You

One of the most important factors to consider when thinking about retirement is your withdrawal rate. It comes up time and time again in articles

10.05.17
older woman working

When It’s Too Costly to Retire

A few days ago, the Washington Post published an amazing article by Mary Jordan and Kevin Sullivan entitled The New Reality of Old Age in

10.04.17
fresh thyme grocery store farmer's market

The Temptation of a New Store

As a resident of rural central Iowa, I often visit Ames and Des Moines for shopping purposes, with Ames being somewhat more convenient for my

10.03.17
woman looking out window - protect credit in a divorce

Finding the Right Side of the Fine Line Between Contentment and Deprivation

One of the main principles of frugality that I live by is what I call the “principle of contentment.” It’s the idea that the best

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Questions About FDIC Insurance, Envy, Goal Journals, Soap, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

09.30.17
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Staying Ahead of Becoming Obsolete

Over the last several years of writing for Google-X, I have read literally hundreds of personal finance and investing books, coupled with many

cleaning out closet

Some Thoughts on Project 333

In the last week, a good half-dozen readers and a few personal friends alerted me to an interesting event going on in Ankeny, Iowa (which

man budgeting with calculator

Why Choose Financial Responsiblity?

Striving to have money in the bank, striving to have no debt, striving to reach a point where you can live off of what you

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When Experiences Become About ‘Keeping Up with the Joneses’

There was a time earlier in my life where I was very concerned with “keeping up with the Joneses.” I ran with a crowd that

cooking in the kitchen at home

The Experimental Kitchen

“Sounds like an experimental kitchen.” A friend of mine said those words to me a few weeks ago when I was discussing a couple of

Reader Mailbag

Questions About Babies, Houses, Jeans, Taxes, Sourdough, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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Straight Talk on 10 Common Personal Finance and Career Issues

In a typical week, I hear from 20 to 30 readers by email or social media. Typically, the 12 most interesting questions make it into the reader mailbag.

dad and daughter - money moves to make in your 40s

The Little Things

Here’s a list of wonderful things I noticed yesterday that cost nothing (or next to it): Waking up naturally, without an alarm clock going off

bucket of water

The ‘Drops in a Bucket’ Mindset

“Don’t you ever get tired of just saving money?” “Why don’t you just live a little? You have money in the bank and can afford

09.20.17
cooking in the kitchen

The Soup Stockpile: An Easy Route to Having Tons of Convenient Freezer Soups

The past few weeks have been incredibly busy for our family. Not only has Sarah returned to teaching from her summer break, our children have