cleaning out closet

Some Thoughts on Project 333

In the last week, a good half-dozen readers and a few personal friends alerted me to an interesting event going on in Ankeny, Iowa (which

man budgeting with calculator

Why Choose Financial Responsiblity?

Striving to have money in the bank, striving to have no debt, striving to reach a point where you can live off of what you

sisters looking at eiffel tower in paris

When Experiences Become About ‘Keeping Up with the Joneses’

There was a time earlier in my life where I was very concerned with “keeping up with the Joneses.” I ran with a crowd that

cooking in the kitchen at home

The Experimental Kitchen

“Sounds like an experimental kitchen.” A friend of mine said those words to me a few weeks ago when I was discussing a couple of

Reader Mailbag

Questions About Babies, Houses, Jeans, Taxes, Sourdough, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

two women in conversation

Straight Talk on 10 Common Personal Finance and Career Issues

In a typical week, I hear from 20 to 30 readers by email or social media. Typically, the 12 most interesting questions make it into the reader mailbag.

dad and daughter - money moves to make in your 40s

The Little Things

Here’s a list of wonderful things I noticed yesterday that cost nothing (or next to it): Waking up naturally, without an alarm clock going off

bucket of water

The ‘Drops in a Bucket’ Mindset

“Don’t you ever get tired of just saving money?” “Why don’t you just live a little? You have money in the bank and can afford

09.26.17
cooking in the kitchen

The Soup Stockpile: An Easy Route to Having Tons of Convenient Freezer Soups

The past few weeks have been incredibly busy for our family. Not only has Sarah returned to teaching from her summer break, our children have

golf clubs

How to Enjoy an Expensive Hobby Without Overspending

A few days ago, I was cleaning out the garage when I found my old set of golf clubs. Now, for those of you who

young man writing in notebook

Questions About Equifax, Coffee, Comic Books, Pyrex, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

woman with hands over face - recover from overspending

The Negative Domino Effect (or How to Handle Murphy’s Law)

Earlier this week, I had a really difficult spell of writer’s block. I spent far too long writing a paragraph or two, being dissatisfied with

tesla

How the Other Half Lives

My wife and I have a relatively vibrant social circle, filled with all different kinds of people. Some of them like to come over to

09.14.17
little girl blowing bubbles

Seven Strategies for Efficient Hobby and Entertainment Spending

One of the core principles that guides my financial life is the idea of finding the best “bang for the buck” for every dollar I

09.12.17
writing a resume

What Should You Do When Your Hours Are Cut at Work?

Morgan writes in: For the past four months I have worked at a small store here in town. I had plenty of hours over the

09.12.17
i love new york keychain souvenirs

The Souvenir Game: 17 Ways to Physically Remember a Moment Without Spending Extra Money

A while back, I had an experience in a gift shop that really stuck in my mind. I was sitting on a bench outside of

mail slot in door

Questions About Evil Index Funds, Stretched Belts, Debt Regrets, Grills, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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A Beginner’s Guide to Lifelong Learning at a Minimal Cost

This is part of an informal series of posts where I outline how I’ve applied money-saving strategies to many of my hobbies without sacrificing what