08.31.17
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How to Find a Partner Who Is Money-Smart

A few days ago, I received a Facebook message from a reader looking for dating advice. She was looking for someone stable for a longer-term

woman thinking - use personal loan to pay off student loans

How to Get Over Feeling Envious of Other People’s Money and Success

It happens to most of us at some time or another. A neighbor will buy something extravagant, like a gorgeous new car, and you look

08.29.17
woman working on laptop computer

The Battle Between Stress and Frugality

As I often do when I write an article, I start by making a list of all of the major points I want to cover,

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Questions About Emergency Funds, Haircuts, Kitchen Gear, Freemium Software, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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Eight Ideas for the 78% of Americans Living Paycheck to Paycheck

This week, Harris Poll released the stunning results of a survey that indicated that a whopping 78% of Americans currently live paycheck to paycheck. Some

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Finding the Motivation to Change

For many people, the desire to change inches up on you. You have this sense in the back of your head that you need to

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10 Simple Ways to Feel Better for Free

Some days, when you wake up, you just don’t feel so hot. Maybe you haven’t been eating so well as of late. Maybe you got

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How to Prepare for a Potential Economic Recession

Over the last few weeks, I’ve come across a number of articles predicting an upcoming recession: The Winter Is Coming: A Case For A Recession

08.22.17
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Remaining Frugal as Your Income Grows

Like many people, I spent my college years being extremely frugal. I did all kinds of things in college to save money. I ate absurd

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Questions About Mattresses, Camping, Ethical Index Funds, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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10 New (to Me) Finance, Frugality, and Life Books Worth Reading

If you spend much time at the Ames Public Library, you’ve probably seen me there at some point. I can often be found on the

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Finding New Culture in Your Own Backyard

“Travel is glamorous only in retrospect.” – Paul Theroux My wife and I traveled to Europe for our honeymoon in 2003. The trip was a

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The Fear of Returning to Poverty

When I was growing up, my family lived on the edge of poverty – and sometimes perhaps over that edge. My father worked in a

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Is Financial Independence Possible for Everyone?

I like to talk about financial independence on Google-X quite regularly. It is the big financial goal on my horizon, a state in

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Using a Journal To Solve Financial and Personal Problems

Jill writes in with a really great question: How exactly do you use journaling to solve your financial problems? Don’t get how writing in a

Questions about Student Loans

Questions About Lying Managers, Freebies, Long Vacations, Coupon Sections, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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Six Fresh Ways to Think About Retirement Savings

Most of the ways in which people talk about retirement these days follows along a few narrow lines. Put away 10% of your salary into

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A Daily Commitment to Excellence

When I woke up this morning, I sat up in bed and told myself, “I’m not going to spend any money today at all. I’m