budget pie

Five Reasons Your Budget Isn’t Working

If you don’t use any kind of written budget, you have lots of company. According to a Gallup poll, only about a third of Americans prepared a

Eyeglasses in store

What a Deal: Groupon for Essentials

It’s easy to dismiss Groupon as a service aimed at getting you to waste your hard-earned cash on frivolous splurges and bargains of questionable value. After all, some


Are You Spending Too Much on Groceries?

If there is such a thing as an average family of four, there’s nothing average about how much that family spends on groceries. According to

credit cards in clock formation

Easy Ways to Fulfill a Credit Card Sign-Up Bonus

Most credit card rewards deals ask you to spend a specific amount of money on your card within a clearly defined time frame. If you complete

Dental hygeinists working on patients

Why a Two-Year Degree May Be Your Best Investment

Most experts agree that the economic value of a bachelor’s degree far outweighs the average cost of earning one. However, recent research has made it painfully clear that


What Is a Credit Card Sign-Up Bonus?

Unless you’ve opted out of junk mail or targeted offers altogether, you’ve probably gotten at least a handful of credit card bonus offers in the

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Dear Mom, You Were Right

Right after the first of the year, I’ll turn 35. And what a life it’s been so far. My childhood wasn’t perfect, but I was

Pop Warner football game

How to Deal with the High Cost of Children’s Sports

After much thought and consideration, my husband and I decided that it is finally time to get our kids started in a few sports and

Putting cash in an envelope

Guide to Holiday Tipping and Budgeting

The holiday season is almost upon us, and you know what that means – it’s time to start planning parties and buying gifts for all

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What I Wish I Knew Before Buying Rental Property

In early 2006, my husband and I decided to purchase our first home in my hometown of Greenfield, Indiana. With 1,300 square feet, a few

Worried woman

Confronting Your Worst Money Fears

A tornado sweeps through your town and leaves nothing but death and destruction in its wake. An electrical fire burns your house and everything in it to the

Dollar bill origami: Camera by Won Park

How and Why to Use a Zero-Sum Budget

Sometime around 2010, my husband and I realized that we weren’t making the most of our income. We knew we were wasting boatloads of money, yet we weren’t

Dress rehearsal for "As You Like It" at University of Minnesota, Morris

10 Worst College Degrees to Earn in 2015

Before you decide to go to college — or, more specifically, before you agree to take on a mountain of debt to pay for it —

Yard sale sign

The Ultimate Guide to Getting Free Kid’s Clothes

In 2009, I had my first child, a girl I named Lydia Rose. She was beautiful and dainty just like a baby doll, and I