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How Can I Rebuild My Credit After Bankruptcy?

It’s no surprise that a bankruptcy can take a toll on your credit reports and scores. Furthermore, when you file for bankruptcy the unfortunate reality

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How to Protect Your Credit in a Divorce

The temptation to ignore your credit during a divorce can be strong, and unintended. After all, divorce generally brings stress and grief into your life,

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6 in 10 Americans don’t check their credit report regularly – which is a bad idea.

To check your credit report, or not to check your credit report – that is the question. And for 59% of Americans, the answer is

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Nine Ways to Say the Same Thing: How Long Derogatory Information Stays on Your Credit Report

The world of credit is positively chock-full of terms, acronyms, and industry-related jargon that might not make much sense to the untrained eye. Many terms are

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I Was Possibly Hacked in the Equifax Data Breach. Here’s What I Did.

Update: This post was edited on Sept. 18 to clarify the types of fraud alerts. By now you’ve probably heard that more than 143 million

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I Think My Data Was Hacked in the Equifax Breach: Now What?

The last 24 hours have seen quite the whirlwind of credit-related activity. Equifax announced on September 7th that they were the victims of a massive data

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What Is the ‘Right’ Number of Credit Cards?

One of the most common credit-related questions I’m asked has to do with the “right” number of credit cards. And I’m clearly not alone. If

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Did You Hit the Credit Score Jackpot This Summer?

This past spring, the Consumer Data Industry Association (CDIA), the trade association representing the three major credit reporting agencies (CRAs), announced some big credit reporting

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Three Ways to Improve Your Credit in 30 Days

Improving your credit generally takes hard work and a whole lot of patience. That being said, there are a few credit improvement strategies that can

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What Your Credit Score Is Trying to Tell You

Have you developed the habit of regularly checking your credit reports and scores? If so, kudos to you. You’re already doing a better job monitoring

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There Are Some Debts Even Bankruptcy Can’t Erase

Do severe financial issues have you fantasizing about a silver bullet that can make all your debts vanish? While it’s not exactly that easy, a

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Strange Reasons Your Credit Score Could Change

Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at

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Does Taking on More Debt Boost Your Credit Score?

It’s well known that earning and maintaining good credit is to your benefit. Perhaps because our credit scores have such a big impact on our lives, credit

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Why I Quit Caring About My Credit Score

If you believe everything you read about your credit score, you’d think it was the most important component of your financial health. Without a good credit

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Five Perks of Having Good Credit

When it comes to your credit scores, the higher they climb, the better. But you probably already knew that. Of course, you may be able

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Should You Use a Personal Loan to Pay Off Credit Card Debt?

Drowning underneath a pile of expensive credit card debt? Don’t have the cash to write a big check to pay it off? Are the maxed-out

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Spring Cleaning for Your Credit

As the weather warms in spring, you might give your home an annual deep clean to clear out the remnants of winter. But I believe the

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These Are Your Rights Under the Fair Credit Reporting Act

You may already know that you have the right to claim a free copy of your credit report once every 12 months. You might also know