AmaZing Rate® Credit Card

AmaZing Rate® Credit Card Logo

Credit Card Type

Balance Transfer

Low Interest


Zions Bank

Annual Fee


Credit Rating


Foreign Transaction Fee


Introductory APR


Introductory APR Period

6 months

Introductory Balance Transfer APR


Introductory Balance Transfer Period

12 months

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

Ongoing APR

9.24% - 12.24% Variable

Cash Advance APR


Sign up Bonus Tier Level


Rewards Tier Level


Perks Tier Level


  • 0% intro APR for 6 months on all new purchases and only 9.24 to 12.24% variable APR after that1
  • 0% intro APR on balance transfers for 12 months and only 9.24 to 12.24% variable APR after that. 3% fee, $10 minimum2
  • Zions AmaZing Deals™3 gives you instant savings or cash back on purchases at more than 1,500 participating merchants
  • No annual fee
  • Free Mobile Fraud Alert Service4 automatically sends you a text when suspicious activity is detected on your Visa® or MasterCard® credit or debit card to let you react to fraud fast with a simple text reply
  • Free Purchase Alerts5 notify you on your mobile phone when preset Visa credit or debit card account criteria are triggered, letting you monitor account activity in virtually real-time
  • myPHOTOcard®6 lets you customize your card with your own image or photo