Discover it® for Students

Details
Issuer Discover
Annual Fee $0
Rewards Details 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. 1% cash back on all other purchases. $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
Credit Rating Fair
Introductory APR 0%
Introductory APR Period 6 months
Introductory Balance Transfer APR 10.99%
Introductory Balance Transfer Period 6 months
Balance Transfer Fee 3%
Ongoing APR 13.99% - 22.99% Variable
Cash Advance APR 25.99% Variable
Sign up Bonus Tier Level None
Rewards Tier Level Good
Perks Tier Level Poor
Highlights
Card Highlights Provided by Discover:
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.