woman at the mall

I have a bunch of unread books on my Kindle and many books that I’m on the reserve list for at several different libraries, yet when I come across an interesting new release, I want to read it. I have shelves full of board games in my office, but when I try a new game at game night that I can imagine my family enjoying, I want to add it to my collection. I have the materials for several really …

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When you think of professional development, you might envision going back to school for a master’s degree or Ph.D. While advanced degrees will generally increase your earning power, they’re also very expensive and time consuming. Bloomberg calculates that the average MBA, for example, costs $128,000 — and nearly $250,000 if you factor in wages lost during the two years it takes to complete. That being the case, many people are looking for simpler, quicker ways to gain an edge in the employment market. …

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Southwest flyers and spontaneous travelers have a reason to celebrate — at least until Thursday. As part of a limited-time fare sale, Southwest Airlines is offering astonishingly low rates on many domestic and international flights. Flyers can depart from over 100 cities, including locations in the U.S., the Caribbean and Mexico. All tickets are one-way, and must be booked by Oct. 12 (Thursday). Here’s a list of available flight dates (Friday and Sunday flight dates are excluded): Domestic travel: Oct. …

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When I first started Google-X, I had one child, who was a toddler at the time. Since then, we’ve had two more children, and our oldest is now a preteen. Along the way, I’ve been very into the idea that I need to teach my children good personal finance practices. I want my children to not make the personal finance mistakes that I did along the way. So, I started mechanically. We’ve given our kids a very small …

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While a bad economy or an especially low-paying job can make saving money infinitely harder, the formula for saving has always been the same. To save money, you need to spend less than you earn. Obviously, this task becomes a lot easier when you earn more than average – or if you live in a low-cost area. If you have a six-figure income and live in Arkansas, for example, you should absolutely be socking some money away. On the flip …

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Investing in the Stock Exchange

Whatever you want to learn about financing only, simplified.
I'm no investment professional or even a certified financial adviser. I myself am a self educated investor and also the contents of the web site reflect my private investment plan, notions, and conclusions, which might well not be right for different investors. My investment choices, notions, and announcements (explicit or implied) don't constitute advice or recommendations. I'm not responsible or responsible for some of your investment choices or positive results of one's own decisions, for example but not confined to people who might lead to monetary loss or emotional distress. I'm unable for any one of those comments posted by readers or perhaps the contents of any linked internet sites. This website is for informative reasons only.
I spend money on securities while in the usa, UK, and India, and also employ a number of basic investigation, for example but not confined by ratio predicated elimination, evaluation (comparative, DCF), contemplating exactly what they'll do with the amount of money, along with other questions which Warren Buffet supports asking.

When I first started writing for Google-X, the then-governor of Oregon, Ted Kulongoski, made a big splash by choosing to eat for a week on $3 a day. This was in response to Oregon’s “food stamp challenge,” which challenged citizens to do just that and discover how hard it was to actually survive on such a small amount of income for food. I thought about that challenge myself and decided to see if I could do it. Back …

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Holiday shopping is projected to rise 3.6% this year, noticeably more than the average 2.5% gain of the past decade. According to the National Retail Federation, U.S. consumers will be spending $655.8 billion in 2017. It’s no secret that some people bust their budgets December. A 2016 survey by T. Rowe Price noted that almost two-thirds of parents buy more than they can afford. In some cases this probably doesn’t mean simply incurring seasonal debt, but rather adding to existing obligations. …

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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Sell house as-is? 2. Car repair problem 3. Is job hopping necessary? 4. MLM “friend” 5. Throwing away stuff with value 6. Reading to children 7. Scary junk mail 8. Reliable brands too expensive 9. Jury duty question 10. Safely switching primary credit card 11. Disaster question 12. …

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There’s no shortage of investment recommendations out there. Your family members have opinions. Your friend that works for that financial company has suggestions. The internet is full of articles claiming to know what you should be investing in. With all of that input, how do you decide whether any individual investment is worth your money? You get your cynic on and you ask a lot of questions. That’s how. Here are eight questions to ask yourself before investing in anything. …

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A few years ago, Sandy Smith of YesIAmCheap.com entered an online challenge proposed by another personal finance blogger. The contest worked like this: Each participant would invest $1,000 for the duration of 2014 through various strategies. At the end of the year, whoever earned the greatest return would win bragging rights. Smith told me that, at first, she was torn on how to invest her money. Eventually though, she set out to prove that a side hustle could out-earn any stock …

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